Product Risk Management Senior /Officer - Ha Noi - TA133

1.Product Committee Secretary tasks (30%)

• Receive, review, and submit product proposals to the VPBank Product Committee (PCO) or the delegated approval authority.
• Support Business and Supporting units in implementing the Product Development, Approval, and Management Policy & Process, and Product Committee Bylaws.
• Coordinate periodic or ad-hoc product review programs as required by PCO
• Prepare quarterly reports on VPBank PCO performance.
• Perform other ad hoc tasks assigned by CRO or PCO’s Chairman.

2.Manage bank-wide product portfolio (30%)

• Independently manage the bank-wide product portfolio.
• Coordinate with related units to standardize the bank-wide product tree, ensuring its accuracy and consistency.
• Participate in product-related projects (e.g., Internal Document Optimization Project, Product Code Standardization Project) and provide inputs and feedback from a product management perspective.
• Develop, implement, and periodically review VPBank’s Product Development, Approval, and Management Policy & Process, and Product Committee Bylaws to ensure compliance with internal regulations, operational needs, and international best practices.
• Coordinate periodic or ad-hoc product review programs as required by BOM and report results and recommendations to PCO.
• Perform other ad hoc tasks assigned by CRO or PCO’s Chairman.

3.Integrated Product Risk Management Function (20%)

• Develop product risk assessment methodology, guidelines, and processes for the bank’s products/services, ensuring alignment with the bank’s overall risk appetite, strategy, and leading practices.
• Conduct independent product risk management benchmarking and methodology reviews, and challenge specialized Risk Units on their risk assessment methodologies (credit risk, market risk, operational risk, etc.) and the results of risk assessments for each bank product/service.
• Monitor and periodically report on the performance and risk profile of the bank’s products/services (Risk Trigger Report), identifying trends, issues, and action plans for improvement.

4.Implement digitization projects to enhance the efficiency and quality of product risk management, product development and approval processes (20%)

• Bachelor’s degree or higher level in Economics, Finance, Banking, Risk Management or other related major;
• Have at least 3-4 years of experience working in the fields of Finance, Banking, Risk Management, Product Development. Experience working in Product Development/ Product Management unit in banks is a plus;
• Knowledge of risk management principles, frameworks, tools, and techniques;
• Knowledge of banking products/services eg. loans, deposits, payments, cards, or digital banking;
• Knowledge of relevant laws, regulations, standards, and best practices in the banking industry. Willingness to work with international requirements and standards; 
• Strong analytical, problem-solving, and decision-making skills;
• Excellent communication, presentation, and interpersonal skills;
• Ability to work independently and collaboratively in a fast-paced environment;
• Fluency in English (4 skills) is a must;
• Proficient MS Office skill (MS Word, Excel, Power Point, Outlook, etc.)
• FRM, CFA, or PRM certificates will be a plus.

 Benefits:

• Competitive salary and bonus package
• Staff loan with special interest rates
• Traing courses based on the job, Training framework/Learning RoadMap for each position
• Insurance in accordance with Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);
• Annual leave (varied based on job grade)
• Travel allowance
• A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding…)
• Working time: from Monday to Friday & 2 Saturday mornings/month