Credit risk management policy Expert (Secured lending) - Hồ Chí Minh - TA108

• Develop, Implement, and monitor credit policies for secured products.
• Review secured product programs and keep track on policies changes.
• Ensure compliance of secured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Secured segment..
• Participate in new retail secured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
• Design underwriting process for secured product.
• Prepare BRD and own change requests related to retail lending customers in LOS system.
• Working in close cooperation with analytical team monitor and analyze secured products performance to identify problem and potential improvements, propose and make corrective actions.
• Monitor and improve credit operations of secured loans.
• Prepare secured portfolio related presentations and materials for making reports to Teamleader and Head of Retail risk if requested.
• Participate in Basel II implementation project.
• Support Credit risk management policy Manager in secured portfolio matters.

• University degree, preferably in Economics, Finance, Banking
• At least 5 years experience in Risk management/ Product Development/ Risk Policy
• Strong analytical and problem solving skills
• Knowledge of Vietnamese banking regulations and SBV requirements
• Structured thinking
• Good oral and written communication skills
• Good in presentations
• Good at English (4 skills)

BENIFITS:

• Competitive salary and bonus package
• Staff loan with special interest rates
• Traing courses based on the job, Training framework/Learning RoadMap for each position
• Insurance in accordance with Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);
• Annual leave (varied based on job grade)
• Travel allowance
• A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding…)
• Working time: from Monday to Friday (Only Risk Management Division)