Senior Risk Specialist - Ho Chi Minh

1. Analyze, evaluate and support planning and implementation for solutions/initiatives in automation/digitization from approval flows to credit risk management activities.
2. Exchange, guide and advise relevant business departments to find the optimal solution for the requirements to be deployed for the system.
3. Feasibility assessment and pilot implementation of new Fintech solutions that can be applied in credit risk management.
4. Recommend and evaluate improvements related to approval/digitization strategy
5. Responsible for building and controlling testing activities
6. Develop & monitor reports for quality control of approval/digitization flows
7. Controlling the analysis process, checking the accuracy of algorithm configuration and evaluating the quality after deployment as well as the operation of integrated systems, abnormal conditions, and system failures to promptly detect and speed up the remedial process.
8.Participate in/support coordination of high-tech strategic projects

• Education: Bachelor’s degree in Banking, Business Administration, Commerce, or Management Information Systems.

• Knowledge: Solid understanding of Business Analysis, Business Statistics, Process Management, and Underwriting/Auditing.

• Relevant Experience: Minimum 5 years of experience in financial institutions, particularly in credit risk strategy, Management Information Systems (MIS), and operational audit/underwriting.

• Skills:

  • Proficient in SQL, Microsoft Excel, Word, PowerPoint, and Power BI.
  • Strong in operational audit and strategic analysis.

• Abilities:

  • Excellent problem-solving skills.
  • Proactive and creative in work.
  • Growth mindset and positive attitude.
  • Strong project management capabilities.
  • Fluent in English: Reading, Listening, Writing, and Speaking.

Benefits:

• Attractive income and competitive salary & bonus based on performance.
• Holiday and Tet bonuses (according to the bank’s policy from time to time).
• Preferential loan programs (subject to the bank’s policy from time to time).
• Generous annual leave policy based on job level, plus summer vacation benefits.
• Mandatory insurance as per labor law + VPBank Care insurance for employees depending on job level and tenure.
• Opportunities to participate in training programs tailored to each position’s development framework.
• Working hours: Monday to Friday & Saturday mornings.
• Dynamic and friendly working environment with plenty of opportunities for learning, development, and growth.
• Participation in exciting cultural activities (sports competitions, talent contests, team-building events, etc.).