CVCC Chính Sách Rủi Ro Tín Dụng - Hồ Chí Minh - TA108

• Develop, Implement, and monitor credit policies for secured/unsecured products
• Review secured/unsecured product programs and keep track on policies changes
• Ensure compliance of secured/unsecured products regulations and processes with Bank’s internaland regulatory standards together with deep understanding on secured/unsecured segment.
• Participate in new retail secured/unsecured product development, campaigns and productrevisions. Discuss product initiatives in constructive way to find compromise betweenrisk control and business growth
• Working in close cooperation with analytical team monitor and analyze secured/unsecured products performance to identify problem and potential improvements, propose andmake corrective actions
• Monitor and improve credit operations of secured/unsecured loans
• Prepare secured/unsecured portfolio related presentations and materials for making reports toTeamleader and Head of RR if requested
• Participate in Basel II implementation project
• Support RR Policy Teamleader in secured/unsecured portfolio matters

• University degree, preferably in Economics, Finance, Banking
• At least 2 years experience in retail banking, 1 of them in Retail Banking Product.
• Strong analytical and problem solving skills
• Knowledge of Vietnamese banking regulations and SBV requirements
• Structured thinking
• Good oral and written communication skills
• Good in presentations
• Communication English

BENIFITS:

• Competitive salary and bonus package
• Staff loan with special interest rates
• Traing courses based on the job, Training framework/Learning RoadMap for each position
• Insurance in accordance with Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);
• Annual leave (varied based on job grade)
• Travel allowance
• A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding…)
• Working time: from Monday to Friday (Only Risk Management Division)